Unlike New York and some of our sister states, Connecticut requires an election to be made in order to have medical payments coverage. If you don't purchase this, then you very likely don't have medical payments coverage. Your bills and your lost wages will have to be proven in a claim in court in order to get those reimbursed.
Does Connecticut Have PIP Coverage? If So, What Is That?
PIP coverage is Personal Injury Protection. In Connecticut, PIP coverage is an election you have to make. You have to be aware that you have the option to purchase this. It is a form of coverage that you can add on to your auto liability and uninsured motorist policy but it's not mandatory in our state.
How Long Do I Have to Report An Auto Accident In Connecticut?
You have two years to file a lawsuit. Reporting is usually recommended. The best practice would be to do it immediately because that way, there is documentary evidence that the accident occurred and who was involved. Sometimes, there is photographic evidence and you have the benefit of collecting or having the officer collect the insurance information of the involved parties. On your insurance policy, you have a duty to report an accident. Reporting means just the facts. Resist the urge to provide more information or a recorded statement before you have an opportunity to speak with an attorney.
For more information on Auto Accident Injury Claims In Connecticut, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (860) 322-5302 today.