Some will utilize professional insurance adjustors and others may rely primarily on a computer program to do this taking account of medical bill, lost wages and the type and extent of the medical care involved. The problem is that even if they determine a fair value for your injury they may not offer this amount to you as it is in the insurance company's direct interest to have you settle for less.
For more information about how your case may be valued by an insurance company, contact a lawyer at the Law Offices of Paul Levin today at (860) 322-5302.