What Happens If You’re Unable to Work after an Injury?

The Connecticut Workers’ Compensation Act & Expert Help

The reality of dealing with a serious injury can have emotional, physical, and financial repercussions. If you are unable to work after an injury, there may be a variety of job-retraining and career-counseling programs available. Under the Connecticut Workers’ Compensation Act, there is job retraining that remains accessible to the injured worker for their entire lifetime, regardless of whether or not they resolve their case. You also can seek guidance by working with vocational and job training experts who can make suggestions about certain positions for which you may be suitable. Vocational experts help assess the resulting needs of the injured party. Economic experts calculate the vocational expertise and make projections regarding what a person will be capable of doing. Financial experts can help forecast what someone’s financial future looks like, and what their needs are going to be. Economic and noneconomic evaluations are essential to include in a case analysis and validation.

In addition to vocational and economic experts, working with a network of life planners and nurse case managers to help analyze medical records and doctor’s instructions can be essential. Working closely with life care planners, nurse case managers, vocational experts, and financial experts is fundamental to properly developing the case. These steps are necessary to calculate lost earning capacity and to help guide and advise an injured party who is unable to work.

Government Assistance

When a person has been injured, the whole family structure must be taken into consideration. If the injured party is the sole provider for a family, then sources of income sufficient for a continuance of financial support will need to be identified.  The problems differ in terms of magnitude and the immediacy of the need. The availability of family resources should also be considered. There are governmental programs that may come into play, such as social security disability, Medicare and Medicaid.

Medicaid is a federally-subsidized state program that provides welfare benefits, food stamps, and medical care in instances where a family or person does not qualify for social security disability or Medicare. Unfortunately, there are instances where none of those programs are going to be immediately available or adequate.

It should also be noted that arrangements can be made to assist with transportation while property damage claims or auto accident claims are dealt with. For example, services such as Meals on Wheels and various social services programs may be available for a person in need.

To learn more about available resources if you are unable to work after an injury and other beneficial information related to personal injury cases in Connecticut, I encourage you to download our free pocket guide!